The J.A.R. Grant lives in memory of the late James Anthony Ratcliff who grew up in harsh conditions in the Maryland area, but he overcame and was a bundle of laughter who loved people with the love of Christ Jesus. He entered heaven on October 6, 2019 at the age of 31. In honor of James, we provide financial assistance through this grant. Selection of the grant is limited. Approved applicants will receive financial assistance such as great discounts, unique payment plans, or other financial programs.